Richman Capital Management is a boutique investment firm operating since 1982. The company provides investment advice to its clients and helps them move toward financial independence and providing income through-out their lifetime.
RCM builds their own proprietary portfolios that primarily utilize dividend paying growth stocks, exchange traded funds and real estate to provide income and growth to our clients.
"We feel that growth, income and protection of your money is paramount in managing your capital for the future. As an Accredited Investment Fiduciary Analyst™ (AIFA®), we abide by a gold standard of fiduciary excellence to our clients who need to rely on us for the outcome of their financial futures."
Our Independent Research is based on Enterprise Valuation which is critical to investment success.
Craig is a veteran private money manager & advisor since 1982 and has endured many bear markets. Craig conducts continual deep research to provide our clients our very best thinking in investment management. We evaluate each company based on discounted cash flow and relative value analysis coupled with a technical momentum overlay to find large cap dividend paying companies that have strong free cash flow and the ability to pay increasing dividends in the future.
Our stock portfolios are designed especially for our clients, we do not farm out our client's money to outside money managers which costs more money. We look for stocks with dividend yields that are higher than the average, exhibit strong ratings for both safety and future potential growth, and that have a relatively lower risk of capital loss as measured by our estimate of the company's fair value.
Complete Transparency, Accountability and Trust
You work directly with Craig. You can expect frequent and jargon free disclosure of my views, rationale for buys and sells and performance with a focus on education. Our advisory fees are completely transparent. You know exactly what you own at all times and why.
Dedication to Concierge Experience
You will never talk to a computer. Instead, during business hours, your call will be answered by myself or our client relationship manager, Noelle Smithers. The goal in the firm is to address your question or satisfy your request quickly and on the first call. You will be supported by the two of us who will deliver an exceptional experience. Once you experience our devotion to your money and your life, you'll never consider managing your financial future at an impersonal bank or financial institution again.
AIFA® A Heightened Level of Responsibility
We have always believed that effective relationships with our clients are built on trust.
That trust is grounded in a commitment to act in your best interest. Indeed this responsibility is required of investment professionals who act as fiduciaries to clients. In addition to this requirement, Craig has undergone extensive study and training to enact fiduciary excellence. This is signified by the Accredited Investment Fiduciary Analyst™ (AIFA®) designation.
Although there is a virtual alphabet soup in the world of finance, the AIFA® designation is one that we feel is particularly important to help make you secure in the knowledge that we not only aim to meet the requirements as set forth by law, but wish to exceed them and abide by a gold standard of fiduciary responsibility.
Our promise to you is that you will never have to wonder if your advisor is working in your best interest.